The AI-Native Wealth Platform for RIAs.
Replaces Orion + Wealthbox + RightCapital + Holistiplan + Nitrogen with one bundle — and adds AI annual review prep, IPS drafting, and tax-aware rebalancing the incumbents can't do.
From $399/mo. Includes everything. No per-seat module pricing.
Replaces your RIA tech stack
The only wealth platform with AI-generated annual review briefs, IPS documents, and tax-aware rebalancing.
Cut review prep from 8 hours to 5 minutes. Sign-ready IPS in 90 seconds. Drift + tax impact in one click.
8 hrs → 5 min
Annual review prep, replaced by AI
$2,700+
Saved per advisor per year vs. Holistiplan + Nitrogen alone
0.3–1.2%
Annual after-tax alpha from systematic loss harvesting
Built for RIAs who want fewer tools and more output
From client onboarding through annual reviews — the platform RIAs need to grow AUM without growing headcount.
AI Annual Review Prep
Generate a complete review brief — portfolio performance, goal progress, tax opportunities, and 5–6 client questions — for any household in under a minute. The 4–8 hour prep workflow Orion + Wealthbox cannot do.
AI IPS Generator
Investment Policy Statements drafted by Claude, signed by your client. Versioned, fiduciary-grade, and specific to each household — not boilerplate Word templates.
Tax-Aware Rebalancing
Drift detection + AI-generated trade list with explicit tax impact. Replaces iRebal + LifeYield in one workflow. Includes wash-sale awareness and lot-level harvest selection.
Tax Return → Planning Gap Analysis
Paste a 1040 summary and Claude surfaces 5–8 planning opportunities — Roth conversion room, charitable bunching, missed retirement contributions. Replaces Holistiplan ($1,200/yr).
Risk Tolerance Scoring (1–99)
Nitrogen-style risk score + recommended allocation per household. Drift alerts when current allocation strays from target. Replaces Nitrogen ($1,499/yr).
Household 360 + Client Portal
Spouses, children, beneficiaries, and professional contacts in one view. Branded performance reports and AI co-pilot for your clients. Beats Wealthbox CRM out of the box.
Form ADV + Reg BI Center
Track Form ADV filings, Reg BI disclosures, KYC/AML records, and fiduciary acknowledgments with expiration alerts. Compliance you can actually audit.
Performance Reporting (TWR + IRR)
Time-weighted and money-weighted returns, household-level aggregation, benchmark comparison vs S&P 500 / 60–40 / Bloomberg US Agg. Brand the reports with your firm logo.
Financial Planning + Monte Carlo
Retirement, education, and legacy plans with Monte Carlo success rates. AI-generated recommendations on contribution rate, allocation, and timeline. Replaces eMoney + RightCapital.
“The AI review prep is the killer feature. I used to spend an entire afternoon prepping for each client review. Now I get a complete brief in 60 seconds — and it's actually better than what I used to write myself.”
RIA Founding Partner
CortexaOS Customer
CortexaOS vs Orion (or your current stack)
Most RIAs run 4–6 tools. CortexaOS runs them all in one bundle.
Custodian coverage
Schwab, Fidelity, Pershing, Altruist, SEI
~70% of RIA AUM nationally. Manual CSV import day one — API and SFTP connections available per custodian. ByAllAccounts supported.
Spend less time prepping. More time advising.
Team plan from $399/mo (annual). Full wealth suite included — no per-feature add-ons.
Enterprise plan with custom BAA available for larger firms. Contact us for institutional pricing.